Look like i forgot the check back on his answer..
and my verdict is Retlaw go back to reading the post above yours, just as i stated in my first post here.
quick math:
1.00 = 100%
0.95 = 95%
3.00 = 300%
300% minus 5% is 295% ( 3.00 - 0.05 = 2.95)
as for modifiers, it has been...