Knight In Leather Armor
Badger Nutsack
I mean yeah, there were Ghouls with hair like Desmond Lockhart, but he was a rare case just like several other ghouls, now in the Commonwealth (almost) every non-feral ghoul you find has complete and pretty hair. I mean yeah, it makes some of the ghouls attractive looking (that one Slog ghoul who asks if you see yourself ever with a ghoul) but come on.
Tl;dr-Bethesda didn't give a shit about ghouls either. Ghouls are meant to be balding or bald men and women but Bethesda doesn't care. Now go kill some raiders and help some settlements you worthless consumer.